PCCU Newsletter - January 2020

Ho-Ho Hangover?

Did holiday spending leave you with a ho-ho-hangover? Credit card bills rolling in with sky high interest rates? A personal loan from PCCU can put you back in control! Make one payment every month – avoid sending multiple checks! Interest rates starting as low as 9.99% APR – saves you money! No prepayment penalty – pay it off with your tax return! For example: Sherry put $275 on one store charge card, and $350 on…

PCCU’s Banzai Financial Literacy Center

PCCU’s Financial Resource Center is getting an upgrade to Banzai! For years we have made Banzai’s wealth of materials available to teachers and students in Wayne and Henry counties free of charge, but now we’re expanding it to include an entire section for adults. Welcome to the PCCU Banzai Financial Literacy Center! At the Banzai Financial Literacy Center you’ll find great articles on everything from buying a car or your first home to the financial…

Don’t Risk Your Home Loan Pre-Approval!

You’ve received your pre-approval for your home loan—congratulations! Now, you’re ready to start looking for your new home. Yet, one of the most important “next steps” is actually something you SHOULDN’T do. If you recall the process for getting pre-approved, you’ll remember that one important piece of information used to determine your eligibility and pre-approved loan amount was your credit score. Did you know that before a lender can completely approve the mortgage, your credit…

Christmas Club for 2020

With almost twelve full months until Christmas 2020 now is the perfect time to open a Christmas Club account! You’ll have all year to contribute paycheck by paycheck and insure that your next Christmas will be merry and bright. It’s easy to have a portion of your direct deposit go straight to your Christmas Club, just stop in and have us update your direct deposit to have a portion go into it. You can have…

Save Money in 2020 with Save to Win

In 2019 PCCU joined other credit unions across the country in the Save to Win program. It’s a savings account where saving money earns you interest plus a chance to win cash prizes! PCCU members saved more than $24,000 in their Save to Win accounts last year, for an average of more than $500 each. These savings were complimented with prize winnings of at least $3,200 and counting! Could you be one of our 2020…