Individual Retirement Accounts (IRAs)

• Traditional and Roth IRA’s available

• Club accounts: no minimum balance required, dividends paid quarterly

• Term certificates: various minimum balances available, dividends paid monthly

• Early withdrawal penalties may apply


Traditional / Roth Club IRA RatesAnnual Percentage RateAnnual Percentage Yield
IRA & HSA Shares0.35%0.35%
Dividends are paid quarterly and calculated from day of deposit to day of withdrawal.