Certificate of Deposit Rates
Certificate Rates | Minimum Balance Required | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|---|
3 Month CD IRA CD | $1,000.00 $1,000.00 | 0.10% 0.10% | 0.10% 0.10% |
6 Month CD IRA CD | $1,000.00 $1,000.00 | 0.25% 0.25% | 0.25% 0.25% |
9 Month CD 9 Month Jumbo IRA CD | $1,000.00 $50,000.00 $1,000.00 | 0.35% 0.45% 0.35% | 0.35% 0.45% 0.35% |
1 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 1.60% 1.70% 1.60% | 1.61% 1.71% 1.61% |
Save to Win 1 Year CD | $25.00 | 1.60% | 1.61% |
Youth CD | $500.00 | 1.70% | 1.71% |
15 Month CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 0.75% 0.85% 0.75% | 0.75% 0.85% 0.75% |
18 Month CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 0.80% 0.90% 0.80% | 0.80% 0.90% 0.90% |
2 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 0.90% 1.00% 0.90% | 0.90% 1.00% 0.90% |
3 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 1.25% 1.35% 1.25% | 1.26% 1.36% 1.26% |
4 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 1.35% 1.45% 1.35% | 1.36% 1.46% 1.36% |
5 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 1.75% 1.85% 1.75% | 1.76% 1.87% 1.76% |
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.
Traditional / Roth Club IRA Rates
Traditional / Roth Club IRA Rates | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|
IRA & HSA Shares | 0.50% | 0.50% |
Diamond Savings Account Rates
Diamond Savings | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|
$7,500.00 | 0.50% | 0.50% |
Diamond Money Market Account Rates
Diamond Money Market Accounts | Minimum Balance Required | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|---|
Tier 1 | $25,000.00 > | 0.30% | 0.30% |
Tier 2 | $10,000 - $24,999.99 | 0.25% | 0.25% |
Tier 3 | $2,500.00 - $9,999.99 | 0.20% | 0.20% |
Share, Draft, and Club Rates
Diamond Savings | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|
$7,500.00 | 0.50% | 0.50% |
Regular Shares | Minimum Balance Required | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|---|
Tier 1 | $1,000.00 > | 0.25% | 0.25% |
Tier 2 | $500.00 - $999.99 | 0.10% | 0.10% |
Tier 3 | $100.00 - $499.99 | 0.05% | 0.05% |
Tier 4 | $0.01 - $99.99 | 0.00% | 0.00% |
Club Shares | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|
Youth Club | 0.10% | 0.10% |
Club For (Misc. Future Expenses) Accounts | 0.05% | 0.05% |
Vacation Club | 0.05% | 0.05% |
Payroll Club | 0.05% | 0.05% |
Christmas Club (paid annually October 31) | 0.05% | 0.05% |
Ultimate Checking * | Minimum Balance Required | Annual Percentage Rate | Annual Percentage Yield |
---|---|---|---|
Tier 3 | $10,000+ | 1.00% | 1.00% |
Tier 2 | $500.00 - $9,999.99 | 3.00% | 3.04% |
Tier 1 | $0.01 - $499.99 | 3.00% | 3.04% |
- Make 10 debit card purchases of a minimum of $20 each
- Use PCCU's Online Banking (at least one log in)
- Receive e-Statements
- Receive 1 direct deposit
If you miss a monthly qualification cycle, don't worry! You will still enjoy free checking and there's no penalty for not qualifying in a given monthly qualification cycle. Plus, you get a base 0.10% APY** and you get right back to making 3.04% APY the next cycle you qualify.
* Dividends paid monthly. APY is based on the average daily balance on your PCCU checking account.** Base Checking rates: $0 - $499.99: 0%, $500 and above: 0.10% APY