PCCU Loan Rates

PCCU Auto – Truck – Motorcycle Loan Rates

New Vehicle

Term Description:New AutoEstimated Monthly Payment Per $1,000.00 Borrowed
APR As Low As*As Low As*
84 Months7.54%$15.36
72 Months6.54%$16.83
60 Months5.75%19.22
48 Months5.70%$23.35
36 Months5.45%$30.17
24 Months5.40%44.05

Used Vehicle: 2020 & Newer; 2016-2019; 2015 & Older

Term DescrptionUsed 2020 & NewerEstimated Monthly Payment Per $1,000.00 BorrowedUsed 2016 - 2019Estimated Monthly Payment Per $1,000.00 BorrowedUsed 2015 & OlderEstimated Monthly Payment Per $1,000.00 Borrowed
APR As Low As*As Low As*APR As Low As*As Low As*APR As Low As*As Low As*
72 months6.74%$16.929.49%$18.27N/AN/A
60 months6.29%$19.479.04%$20.7811.29%$21.89
48 months6.24%$23.608.99%$24.8811.24%$25.96
36 months6.04%$30.448.74%$31.6810.99%$32.73
24 months5.74%$44.208.69%$45.5410.94%$46.58

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% DISCOUNT off your approved Auto Loan rate!

*Pricing is based on your credit score, and term of loan. Subject to credit qualification and normal credit underwriting guidelines. Rates are subject to change at any time.

To learn more about your credit score go to AnnualCreditReport.com or call your local PCCU branch.

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Personal Loan Rates

Term Description:APREstimated Monthly Payment Per $1,000.00 Borrowed
As Low As*As Low As*
1-36 Months12.74%$33.57
37-60 Months12.99%$22.75

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Other Secured: Boat – RV – ATV – Mobile Home – Classic Auto

Term Description: APREstimated Monthly Payment Per $1,000.00 Borrowed
As Low As*As Low As*
1-60 Months7.75%$20.16
61-120 Months9.50%$12.94
121-180 Months10.75%$11.21

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Visa Card Rates

Credit ScoreRewards Card
Annual Percentage Rate
Low Rate Card
Annual Percentage Rate
800+
13.7511.75
700 - 799
15.7513.75
600 - 699
18.7517.75
< 600
22.7521.75

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Home Equity-Closed-End Fixed Rates

Term Description:APREstimated Monthly Payment Per $1,000.00 Borrowed
As Low As*As Low As*
10 Years7.50%$11.87
15 Years7.65%$9.36

To Apply for a Home Equity Loan, contact a Lisa Cowgill by email at lcowgill@pccu.com or call her at 765-489-4572.

Maximum Annual Percentage Rate that may be imposed is 21%