Share Certificate of Deposit (CD)

  • 3 month to 5 year terms available
  • Jumbo Share Certificates offered on terms of 9 months and above. The rates on the Jumbo Share Certificate’s are higher than that of the regular share certificates
  • Dividends are paid monthly and are calculated from day of deposit to day of withdrawal
  • Dependent upon the length of investment you will incur a 30 or 90 day interest penalty on early withdraw.┬áIf your share certificate is invested for less than one year you will incur a 30 day interest penalty. If your maturity is for one year or more you will incur a 90 day penalty.

Certificate of Deposit Rates

Certificate RatesMinimum Balance Required
Annual Percentage RateAnnual Percentage Yield
3 Month CD
IRA CD
$1,000.00
$1,000.00
0.15%
0.15%
0.15%
0.15%
6 Month CD
IRA CD
$1,000.00
$1,000.00
0.20%
0.20%
0.20%
0.20%
9 Month CD
9 Month Jumbo
IRA CD
$1,000.00
$50,000.00
$1,000.00
0.25%
0.35%
0.25%
0.25%
0.35%
0.25%
1 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.30%
0.40%
0.30%
0.30%
0.40%
0.30%
Save to Win 1 Year CD$25.000.30%0.30%
Youth CD$500.000.40%0.40%
15 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.35%
0.45%
0.35%
0.35%
0.45%
0.35%
18 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.60%
0.70%
0.60%
0.60%
0.70%
0.60%
2 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.45%
0.55%
0.45%
0.45%
0.55%
0.45%
3 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.60%
0.70%
0.60%
0.60%
0.70%
0.60%
4 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.70%
0.80%
0.70%
0.70%
0.80%
0.70%
5 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.75%
0.85%
0.75%
0.75%
0.85%
0.75%
Rates are subject to change without notice.
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.