Share Certificate of Deposit (CD)

  • 3 month to 5 year terms available
  • Jumbo Share Certificates offered on terms of 9 months and above. The rates on the Jumbo Share Certificate’s are higher than that of the regular share certificates
  • Dividends are paid monthly and are calculated from day of deposit to day of withdrawal
  • Dependent upon the length of investment you will incur a 30 or 90 day interest penalty on early withdraw. If your share certificate is invested for less than one year you will incur a 30 day interest penalty. If your maturity is for one year or more you will incur a 90 day penalty.

Certificate of Deposit Rates

Certificate RatesMinimum Balance Required
Annual Percentage RateAnnual Percentage Yield
3 Month CD
IRA CD
$1,000.00
$1,000.00
4.55%
4.55%
4.65%
4.65%
6 Month CD
IRA CD
$1,000.00
$1,000.00
4.95%
4.95%
5.06%
5.06%
9 Month CD
9 Month Jumbo
IRA CD
$1,000.00
$50,000.00
$1,000.00
3.75%
3.80%
3.75%
3.82%
3.87%
3.82%
1 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
4.25%
4.30%
4.25%
4.33%
4.39%
4.33%
Youth CD$500.004.30%4.39%
15 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.25%
2.30%
2.25%
2.27%
2.32%
2.27%
18 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.75%
2.80%
2.75%
2.78%
2.84%
2.78%
2 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
3.00%
3.05%
3.00%
3.04%
3.09%
3.04%
3 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.50%
2.55%
2.50%
2.53%
2.58%
2.53%
4 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.75%
2.80%
2.75%
2.78%
2.84%
2.78%
5 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
3.00%
3.05%
3.00%
3.04%
3.09%
3.04%
Rates are subject to change without notice.
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.