Share Certificate of Deposit (CD)

  • 3 month to 5 year terms available
  • Jumbo Share Certificates offered on terms of 9 months and above. The rates on the Jumbo Share Certificate’s are higher than that of the regular share certificates
  • Dividends are paid monthly and are calculated from day of deposit to day of withdrawal
  • Dependent upon the length of investment you will incur a 30 or 90 day interest penalty on early withdraw. If your share certificate is invested for less than one year you will incur a 30 day interest penalty. If your maturity is for one year or more you will incur a 90 day penalty.

Certificate of Deposit Rates

Certificate RatesMinimum Balance Required
Annual Percentage RateAnnual Percentage Yield
3 Month CD
IRA CD
$1,000.00
$1,000.00
3.00%
3.00%
3.04%
3.04%
6 Month CD
IRA CD
$1,000.00
$1,000.00
3.25%
3.25%
3.30%
3.30%
9 Month CD
9 Month Jumbo
IRA CD
$1,000.00
$50,000.00
$1,000.00
3.25%
3.30%
3.25%
3.30%
3.35%
3.30%
1 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
3.50%
3.55%
3.50%
3.56%
3.61%
3.56%
Youth CD$500.003.55%3.61%
15 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.25%
2.30%
2.25%
2.27%
2.32%
2.27%
18 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
3.00%
3.05%
3.00%
3.04%
3.09%
3.04%
2 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
3.00%
3.05%
3.00%
3.04%
3.09%
3.04%
3 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.50%
2.55%
2.50%
2.53%
2.58%
2.53%
4 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.50%
2.55%
2.50%
2.53%
2.58%
2.53%
5 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.95%
3.00%
2.95%
2.99%
3.04%
2.99%
Rates are subject to change without notice.
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.