Share Certificate of Deposit (CD)

  • 3 month to 5 year terms available
  • Jumbo Share Certificates offered on terms of 9 months and above. The rates on the Jumbo Share Certificate’s are higher than that of the regular share certificates
  • Dividends are paid monthly and are calculated from day of deposit to day of withdrawal
  • Dependent upon the length of investment you will incur a 30 or 90 day interest penalty on early withdraw.┬áIf your share certificate is invested for less than one year you will incur a 30 day interest penalty. If your maturity is for one year or more you will incur a 90 day penalty.

Certificate of Deposit Rates

Certificate RatesMinimum Balance Required
Annual Percentage RateAnnual Percentage Yield
3 Month CD
IRA CD
$1,000.00
$1,000.00
0.10%
0.10%
0.10%
0.10%
6 Month CD
IRA CD
$1,000.00
$1,000.00
0.25%
0.25%
0.25%
0.25%
9 Month CD
9 Month Jumbo
IRA CD
$1,000.00
$50,000.00
$1,000.00
0.30%
0.40%
0.30%
0.30%
0.40%
0.30%
1 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.50%
0.60%
0.50%
0.50%
0.60%
0.50%
Youth CD$500.000.60%0.60%
15 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.60%
0.60%
0.60%
0.60%
0.60%
0.60%
18 Month CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
2.08%
2.18%
2.08%
2.10%
2.20%
2.10%
2 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
0.90%
1.00%
0.90%
0.90%
1.00%
0.90%
3 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
1.25%
1.35%
1.25%
1.26%
1.36%
1.26%
4 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
1.35%
1.45%
1.35%
1.36%
1.46%
1.36%
5 Year CD
Jumbo CD
IRA CD
$500.00
$50,000.00
$500.00
1.75%
1.85%
1.75%
1.76%
1.87%
1.76%
Rates are subject to change without notice.
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.