Auto Loans

New Auto Loans

  • Terms for New Cars, Trucks, and Motorcycles up to 84 months, depending on credit.
  • Maximum Loan Amount of up to 105% of MSRP
  • No penalty for early payoff
  • We refinance auto loans from other lenders to save you money
  • Life and Disability Insurance available to most borrowers
  • GAP Insurance and Mechanical Repair Coverage are available to protect your investment
New Auto Loan RatesTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
847.54%8.54%10.54%NANA
726.54%7.54%9.54%NANA
605.95%6.95%8.95%11.45%21.00%
485.90%6.90%8.90%11.40%21.00%
365.65%6.65%8.65%11.15%21.00%
245.60%6.60%8.60%11.10%21.00%
Max Advance of MSRP105%105%100%100%100%

Apply Now

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.

Used Auto Loans

  • Terms for Used Cars, Trucks, and Motorcycles up to 72 months, depending on credit and vehicle age
  • Maximum loan amount of up to 110% of NADA Retail Value, depending on credit and vehicle age
  • No penalty for early payoff
  • We refinance auto loans from other lenders to save you money
  • Life and Disability Insurance available to most borrowers
  • GAP Insurance and Mechanical Repair Coverage may be available to protect your investment

Used Vehicle 2018 & Newer

Used Auto Loan Rates - 2019 & NewerTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
726.74%7.74%9.74%NANA
606.49%7.49%9.49%11.99%21.00%
486.44%7.44%9.44%11.94%21.00%
366.24%7.24%9.24%11.74%21.00%
245.94%6.94%8.94%11.44%21.00%
Auto: Max Advance of NADA Value - Retail110%110%100%95%90%
Motorcycle: NADA Value - Average w/Options110%110%110%NANA
Motorcycle: NADA Value - Average No OptionsNANANA85%85%

Used Vehicle 2014 – 2017

Used Auto Loan Rates - 2015 - 2018Tier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
729.49%11.49%13.99%NANA
609.24%11.24%13.74%16.24%21.00%
489.19%11.19%13.69%16.19%21.00%
368.94%10.94%13.44%15.94%21.00%
248.89%10.89%13.39%15.89%21.00%
Auto: Max Advance of NADA Value - Retail100%100%100%NANA
Auto: Max Advance of NADA Value - LoanNANANA100%90%
Motorcycle: NADA Value - Average No Options110%110%110%NANA
Motorcycle: NADA Value - Average No OptionsNANANA85%85%

Used Vehicle 2013 & Older

Used Auto Loan Rates - 2014 & OlderTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
6011.49%13.74%16.24%NANA
4811.44%13.69%16.19%18.69%21.00%
3611.19%13.44%15.94%18.44%21.00%
2411.14%13.39%15.89%18.39%21.00%
Auto: Max Advance of NADA Value - Loan100%100%100%90%85%
Motorcycle: NADA Value - Average No Options100%100%100%NANA
Motorcycle: NADA Value - Average No OptionsNANANA75%75%

Apply Now

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.