Auto Loans

New Auto Loans

  • Terms for New Cars, Trucks, and Motorcycles up to 84 months, depending on credit.
  • Maximum Loan Amount of up to 105% of MSRP
  • No penalty for early payoff
  • We refinance auto loans from other lenders to save you money
  • Life and Disability Insurance available to most borrowers
  • GAP Insurance and Mechanical Repair Coverage are available to protect your investment
New Auto Loan RatesTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
847.54%8.54%10.54%NANA
726.54%7.54%9.54%NANA
605.75%6.75%8.75%11.25%21.00%
485.70%6.70%8.70%11.20%21.00%
365.45%6.45%8.45%10.95%21.00%
245.40%6.40%8.40%10.90%21.00%
Max Advance of MSRP105%105%100%100%100%

Apply Now

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.

Used Auto Loans

  • Terms for Used Cars, Trucks, and Motorcycles up to 72 months, depending on credit and vehicle age
  • Maximum loan amount of up to 110% of NADA Retail Value, depending on credit and vehicle age
  • No penalty for early payoff
  • We refinance auto loans from other lenders to save you money
  • Life and Disability Insurance available to most borrowers
  • GAP Insurance and Mechanical Repair Coverage may be available to protect your investment

Used Vehicle 2018 & Newer

Used Auto Loan Rates - 2019 & NewerTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
726.74%7.74%9.74%NANA
606.29%7.29%9.29%11.79%21.00%
486.24%7.24%9.24%11.74%21.00%
366.04%7.04%9.04%11.54%21.00%
245.74%6.74%8.74%11.24%21.00%
Auto: Max Advance of NADA Value - Retail110%110%100%95%90%
Motorcycle: NADA Value - Average w/Options110%110%110%NANA
Motorcycle: NADA Value - Average No OptionsNANANA85%85%

Used Vehicle 2014 – 2017

Used Auto Loan Rates - 2015 - 2018Tier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
729.49%11.49%13.99%NANA
609.04%11.04%13.54%16.04%21.00%
488.99%10.99%13.49%15.99%21.00%
368.74%10.74%13.24%15.74%21.00%
248.69%10.69%13.19%15.69%21.00%
Auto: Max Advance of NADA Value - Retail100%100%100%NANA
Auto: Max Advance of NADA Value - LoanNANANA100%90%
Motorcycle: NADA Value - Average No Options110%110%110%NANA
Motorcycle: NADA Value - Average No OptionsNANANA85%85%

Used Vehicle 2013 & Older

Used Auto Loan Rates - 2014 & OlderTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
6011.29%13.54%16.04%NANA
4811.24%13.49%15.99%18.49%21.00%
3610.99%13.24%15.74%18.24%21.00%
2410.94%13.19%15.69%18.19%21.00%
Auto: Max Advance of NADA Value - Loan100%100%100%90%85%
Motorcycle: NADA Value - Average No Options100%100%100%NANA
Motorcycle: NADA Value - Average No OptionsNANANA75%75%

Apply Now

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.