Auto Loans

New Auto Loans

  • Terms for New Cars, Trucks, and Motorcycles up to 84 months, depending on credit.
  • Maximum Loan Amount of up to 105% of MSRP
  • No penalty for early payoff
  • We refinance auto loans from other lenders to save you money
  • Life and Disability Insurance available to most borrowers
  • GAP Insurance and Mechanical Repair Coverage are available to protect your investment
New Auto Loan RatesTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
845.79%6.79%8.79%NANA
724.74%5.74%7.74%NANA
604.49%5.49%7.49%9.99%21.00%
484.44%5.44%7.44%9.94%21.00%
364.19%5.19%7.19%9.69%21.00%
244.14%5.14%7.14%9.64%21.00%
Max Advance of MSRP105%105%100%100%100%

Apply Now

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.

Used Auto Loans

  • Terms for Used Cars, Trucks, and Motorcycles up to 72 months, depending on credit and vehicle age
  • Maximum loan amount of up to 110% of NADA Retail Value, depending on credit and vehicle age
  • No penalty for early payoff
  • We refinance auto loans from other lenders to save you money
  • Life and Disability Insurance available to most borrowers
  • GAP Insurance and Mechanical Repair Coverage may be available to protect your investment

Used Vehicle 2018 & Newer

Used Auto Loan Rates - 2018 & NewerTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
724.99%5.99%7.99%NANA
604.74%5.74%7.74%10.24%21.00%
484.69%5.69%7.69%10.19%21.00%
364.44%5.44%7.44%9.94%21.00%
243.64%4.64%6.64%9.14%21.00%
Auto: Max Advance of NADA Value - Retail110%110%100%95%90%
Motorcycle: NADA Value - Average w/Options110%110%110%NANA
Motorcycle: NADA Value - Average No OptionsNANANA85%85%

Used Vehicle 2014 – 2017

Used Auto Loan Rates - 2014 - 2017Tier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
727.74%9.74%12.24%NANA
607.49%9.49%11.99%14.49%21.00%
487.44%9.44%11.94%14.44%21.00%
367.19%9.19%11.69%14.19%21.00%
247.14%9.14%11.64%14.14%21.00%
Auto: Max Advance of NADA Value - Retail100%100%100%NANA
Auto: Max Advance of NADA Value - LoanNANANA100%90%
Motorcycle: NADA Value - Average No Options110%110%110%NANA
Motorcycle: NADA Value - Average No OptionsNANANA85%85%

Used Vehicle 2013 & Older

Used Auto Loan Rates - 2013 & OlderTier A+Tier ATier BTier CTier D
Primary borrower credit score730+729-680679-640639-600≤ 599
Max TermAPR
609.99%11.99%14.49%NANA
489.94%11.94%14.44%16.94%21.00%
369.69%11.69%14.19%16.69%21.00%
249.64%11.64%14.14%16.64%21.00%
Auto: Max Advance of NADA Value - Loan100%100%100%90%85%
Motorcycle: NADA Value - Average No Options100%100%100%NANA
Motorcycle: NADA Value - Average No OptionsNANANA75%75%

Apply Now

Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.