Visa Credit Cards

PCCU Visa Platinum Non-Rewards

For members who may carry a balance from month to month and prefer a low rate on their credit card.

Apply Online Non-Rewards Visa Application

PCCU Visa Platinum Rewards

For members who pay their balance in full and want to earn reward points to use on merchandise, events, and travel.

Apply Online Rewards Visa Application

  • Merchandise/Travel rewards
  • No annual fee
  • Easy application
  • Fast approval
  • Online payments
  • Competitive rates
  • No application fee
  • Travel accident insurance
  • Print a Paper Visa Rewards Application

Visa Rewards

  • As you use your card, you’ll accumulate points that you can redeem for a seemingly endless selection of merchandise, travel, event tickets, and activities.
  • The more you use your card, the more great rewards you get.
  • Browse our Rewards


  • Our selection ranges from gorgeous designer shoes and purses to electronics and techno-savvy gadgets.
  • Over six million merchandise options.
  • Select gift cards from major retailers, great for gift giving.


  • Your rewards get you front row seats at thousands of in-demand events.
  • Redeem your points for the best in entertainment.


  • Customize your trip or choose from hundreds of packages offered by major resorts and cruise lines.


  • Reward yourself with a breathtaking experience, such as helicopter rides, spa packages, and city tours await you at Member Choice Rewards.
  • If you can dream it, you can do it with Member Choice Rewards.


Credit ScoreRewards Card
Annual Percentage Rate
Non-Rewards Card
Annual Percentage Rate
700 - 79913.50%11.50%
600 - 69916.50%15.50%
< 60020.50%19.50%