Skip-A-Pay

For a $25 fee you can skip a monthly payment on your termed loan to pay for the holidays, a vacation, or whatever your need

  • Loan must be scheduled for monthly payments, with an interest rate below 18.00%
  • You must make at least one payment on a loan before using a Skip-A-Pay
  • You may not use Skip-A-Pay on the same loan two months in a row
  • All accounts must be positive
  • Mortgages, HELOCs, Home Equity Loans, 30 Day Loans, and Credit Cards are not eligible for Skip-A-Pays
  • No loan may be delinquent by more than 10 days at the time of the request and have no delinquency greater than 30 days
  • With terms of 36 months or less, only 1 Skip-A-Pay may be used in a 12 month period, with a max of 3 over it’s lifetime
  • With terms over 36 months, only 2 Skip-A-Pays may be used in a 12 month period, with a max of 6 over it’s lifetime
  • Loans continue to accrue interest on the unpaid balance
  • By skipping a payment, the term of the loan will be extended
  • You can print the┬áSkip-A-Pay form here

Not sure if your loan(s) qualify for a Skip-A-Pay? Send us a secure message through PCCU All Ways Home or Mobile Banking, or email your Member Relationship Manager, Dava Dale.