PCCU Newsletter - January 2026

Did you overspend this holiday season??  Did you rack up debt on your high-interest credit card?  PCCU is there for you with our Holiday Hangover Loan Special!  Borrow up to $2,000 for only 8.75% APR and take up to a year to pay it back. Borrow up to $2,000 (min. $300) Special Low Rate of 8.75% APR Take up to a year to pay No prepayment penalty Have questions? Email or call us at 800-582-7228 and…

Credit Unions represent what’s best about America, people from different walks of life coming together to help one another improve both their own lives and communities. Where everyone contributes what they can and allowing everyone who participates to benefit in one way or another; in short, a not-for-profit, member owned, and democratically controlled co-operative. Perfect Circle Credit Union is looking for members that want to make a difference in PCCU’s future!  PCCU will be hosting…

On Monday, December 1, 2025, Perfect Circle Credit Union broke ground on the new location of the future New Castle Branch.  PCCU was honored to be joined by representatives of K4 Architecture & Design; Whisenhunt Construction; members of the New Castle Community; PCCU Board Members, and members of PCCU’s Senior Management Team. Perfect Circle Credit Union will be relocating to a new and improved location to better serve our members.  In the Summer of 2026,…

Do you have a friend or family member who complains about bank fees? Or maybe it’s the piddly interest rate that the bank pays them on deposits? It could even be the interest rate the bank charges them on their auto loan or credit card? Or maybe it’s even all three? It’s time to introduce them to PCCU! They can take advantage of PCCU’s lower fees, of which there are fewer, free checking with estatements,…

Were your finances a little tight this Christmas Season?  With almost twelve full months until Christmas 2026, now is the perfect time to open a Christmas Club account! You’ll have all year to contribute paycheck by paycheck and ensure that your next Christmas will be merry and bright. It’s easy to have a portion of your direct deposit go straight to your Christmas Club, just stop in and have us update your direct deposit to…

With digital wallets, you can securely store your Perfect Circle Credit Union debit or credit cards to make purchases with your mobile device at a store or online.  Click to pay anywhere you see the symbol at checkout. Once set up, it stores your PCCU debit or credit card information so you don’t have to enter it every time you make an online purchase.  It’s an easy, smart and secure way to check out.  During…