PCCU Newsletter - May 2021

Like many other credit unions, we use powerful algorithms to detect and stop fraud on your PCCU debit card. Unlike a lot of institutions PCCU has invested in several powerful tools to help members fight and quickly recover from debit card fraud. The first line of prevention is the PCCU Card Security app for your smart phone. After a quick set up you can set up your own personally tailored security fence around your card,…

While it may seem intimidating to prequalify for a home loan, it’s a great first step when you’re just beginning to shop for a home. You wouldn’t bake a cake without making sure you have all the ingredients first, right? (Unless you’re me, literally every time I try to bake anything. Luckily I have really nice neighbors with well-stocked pantries.)   According to the Consumer Financial Protection Bureau (CFPB), a prequalification (sometimes called a “preapproval”)…

Planning for some home renovations this spring? Or maybe you need to replace your central air? Or perhaps you want to tap the equity you’ve built in your home to consolidate high interest debt? Whatever your reason, a home equity loan from PCCU is just what you need to get the job done! But which flavor of home equity loan is right for you, a closed end loan or a home equity line of credit…

When you opened your account at Perfect Circle Credit Union, you became more than just a customer, you became an owner. That’s because credit unions aren’t like banks owned by stockholders; they are cooperatives owned by the members who deposit their money there. As member-owned cooperatives, credit unions are not-for-profit and democratically controlled by their members. Credit unions are invested in their communities – not in the stock market. What does this mean for you?…