PCCU Newsletter - December 2018

Holiday Loans

The holidays are coming and PCCU is ready to help. Our personal loans can be tailored to help you check off all of the names on your “Nice” list without putting you on the “Naughty” list. With loan amounts starting at $500, PCCU is your secret to decking the halls this holiday season! Or if you prefer to shop now and consolidate later, once you’ve gotten all the store charge discounts, reward points, and airline…

5 Tips for Sticking to Your Holiday Budget

If you love giving gifts to your family and friends, it can be hard to not overspend during the holiday season. Even those who are good about staying on budget all year end up splurging a little too much when it comes to gift giving. But sticking to your holiday budget doesn’t have to be hard. It’s all about planning ahead. Here are five quick tips for sticking to your holiday shopping budget this year.…

@PCCU You Can Do Better: Visa Credit Cards

Did you know that PCCU offers Platinum Visa Credit Cards? We make our own decisions in house where you are more than just a credit score. We have a Platinum Rewards card that will earn you points good towards travel, merchandise, gift cards, and events; perfect if you pay your balance off in full every month! We also have a Platinum Non-Rewards card with a low variable interest rate in case you need to occasionally…

To Refi or Not to Refi?

Even though we are in a rising rate environment, there are still reasons to consider a refinance. While it’s tempting to see what kind of a deal you can get to refinance your home, take a moment to learn why there’s more to refinancing than just the interest rate. Why are you interested in refinancing? Lower rates, smaller monthly payments and fixed rates are all good reasons to consider refinancing your home. Even if your…

3 Tips to Protect Your Identity Online

Can you believe it’s already been one year since the Equifax data breach?  The final number of affected American consumers reached nearly 148 million adults!  In a nutshell, that is a “massive” breach.   The overall impact hit both consumers and small business owners. Even though steps have been taken to resolve and restore those affected, this does not change the fact that private consumer data is still out there. Here are three tips to…