Holiday Solutions For You

Need some extra money for the holidays this year? PCCU is ready to help make the holiday season shine just a bit brighter this year with several options.

We make right-sized personal loans, in amounts as small as $500, that help you solve problems. Whether it’s how to pay for Christmas gifts until you can get your tax refund in the New Year, or paying for an unexpected trip or car repair, we’ll make personal loans up to $20,000 depending on your credit history and income. We offer flexible terms and great rates that make it easy to play Santa!

kids decorating a christmas tree
Make the Holidays Easy with Help From PCCU

If you already have a loan with PCCU and you don’t want to borrow new money, you might consider using our Skip-A-Pay program this year. If you qualify, you can pay a $25 fee per loan and “Skip” a payment for a month. That payment is added on to the end of the loan and will extend it’s life, but it also frees up some cash that you can use to travel home for Thanksgiving or to buy some nice gifts for Christmas or Hanukkah without putting it on your credit card. Ask a loan officer if your loan is eligible for a “Skip” this holiday season!

If neither of these is the right fit for your budget, we also make 30-Day loans that great for short-term needs. You might also consider setting up a Christmas Club account to start saving for Christmas 2019. At PCCU we take pride in helping you find solutions, so talk to us and we will help you get ready for the holidays. You can reach your Credit Union Concierge Dava Dale at 765-969-8675 or by email at She will work with you and our lending staff to help find the solution that works best for you.