
Perfect Circle Credit Union knows that the recent flooding has brought many challenges to our community. Our community is strong and will rebuild from this disaster. It will just take time for this process to happen. PCCU is offering the Flood Assistance Loan to eligible members to enable them to access funds during this difficult time. PCCU will be accepting applications now through September 30, 2026. Whether you’re facing reduced income, property damage, unforeseen expenses, or other financial challenges related to the flooding, we’re here to help you through the rebuilding process.
- Loan amounts from $300 up to $2,500
- Up to 24 months to repay
- As low as 9.99% APR
- $25 loan doc fee applies
- First payment may be extended up to 90 days
- One Disaster Relief Lifeline Loan per household
To be eligible, you must:
- Be an established PCCU member as of August 12, 2026.
- Have a member of your household who has been financially affected by the recent flooding or another qualifying natural disaster.
- Have experienced a disaster-related financial impact, such as:
- Loss of employment
- Reduced work hours or income
- Temporary closure of an employer
- Property damage
- Displacement
- Unexpected disaster-related expenses
- Have all PCCU accounts in good standing
If you’re dealing with the financial impact of the flooding, PCCU is here to help. At PCCU, “We Believe in Working Together”!
Give us a call at 800-582-7228. We’ll be happy to discuss your situation and help you explore the options that may be right for you.
Apply for the Flood Assistance Loan through September 30, 2026.

