PCCU’s Summer Auto Refi Special 2026

Are you ready to refinance your automobile?  PCCU’s Summer Auto Refi Special is offering rates as low as 5.00% APR for new and used autos (2022 or newer)…and no payment until after Labor Day!

With PCCU’s Summer Auto Refi Special, you’ll save money month after month.  Local banks offer an average of 5.99% APR on new autos (*60 Month Term).

Lender Credit Score Rate APR Loan Amount Monthly Payment Monthly Savings Total Interest Total Savings
Local Bank Average 5.99% $30,000 $579.84 $4,790.67
PCCU Average 5.00% $30,000 $566.14 $13.70 $3,968.22 $822.45

At PCCU, you’ll save approximately $14 a month, and more than $800 over the life of the loan (figures based on a 60-month term)!

New Vehicle Rates:

Term Description:New AutoEstimated Monthly Payment Per $1,000.00 Borrowed
APR As Low AsAs Low As
84 Months6.25%$14.73
72 Months5.00%$16.10
60 Months5.00%$18.87
48 Months5.00%$23.03
36 Months5.00%$29.97
24 Months5.00%$43.87

Used Vehicle Rates: 2022 or Newer

Term Description:Used 2022 & NewerEstimated Monthly Payment Per $1000.00 Borrowed
APR As Low AsAs Low As
72 Months5.00%$16.10
60 Months5.00%$18.87
48 Months5.00%$23.03
36 Months5.00%$29.97
24 Months5.00%$43.87

With these rates, it is easy to see how at PCCU, we believe in working together!  Apply today and refinance your vehicle because this special is only for a limited time!!!

Requires a Credit Score of 660 or above and credit approval; Used Rate for 2022 and newer models; refinance rates apply only to non-PCCU loans; No payment until after Labor Day; Membership is required at loan closing; rates are subject to change at any time.