Are you ready to refinance your automobile? PCCU’s Summer Auto Refi Special is offering rates as low as 5.00% APR for new and used autos (2022 or newer)…and no payment until after Labor Day!
With PCCU’s Summer Auto Refi Special, you’ll save money month after month. Local banks offer an average of 5.99% APR on new autos (*60 Month Term).
| Lender | Credit Score | Rate APR | Loan Amount | Monthly Payment | Monthly Savings | Total Interest | Total Savings |
| Local Bank | Average | 5.99% | $30,000 | $579.84 | $4,790.67 | ||
| PCCU | Average | 5.00% | $30,000 | $566.14 | $13.70 | $3,968.22 | $822.45 |
At PCCU, you’ll save approximately $14 a month, and more than $800 over the life of the loan (figures based on a 60-month term)!
New Vehicle Rates:
| Term Description: | New Auto | Estimated Monthly Payment Per $1,000.00 Borrowed |
|---|---|---|
| APR As Low As | As Low As | |
| 84 Months | 6.25% | $14.73 |
| 72 Months | 5.00% | $16.10 |
| 60 Months | 5.00% | $18.87 |
| 48 Months | 5.00% | $23.03 |
| 36 Months | 5.00% | $29.97 |
| 24 Months | 5.00% | $43.87 |
Used Vehicle Rates: 2022 or Newer
| Term Description: | Used 2022 & Newer | Estimated Monthly Payment Per $1000.00 Borrowed |
|---|---|---|
| APR As Low As | As Low As | |
| 72 Months | 5.00% | $16.10 |
| 60 Months | 5.00% | $18.87 |
| 48 Months | 5.00% | $23.03 |
| 36 Months | 5.00% | $29.97 |
| 24 Months | 5.00% | $43.87 |
With these rates, it is easy to see how at PCCU, we believe in working together! Apply today and refinance your vehicle because this special is only for a limited time!!!
Requires a Credit Score of 660 or above and credit approval; Used Rate for 2022 and newer models; refinance rates apply only to non-PCCU loans; No payment until after Labor Day; Membership is required at loan closing; rates are subject to change at any time.

