Time to Switch to Ultimate Checking

Did you know that every time you use a debit card to pay for a purchase that a small slice of that transaction goes back to the financial institution that issued that card? That small slice is the foundation of PCCU’s Ultimate Checking account.

Retail, credit card payment service. Customer paying for order of cheese in grocery shop.
Using your debit card for everyday purchases earns you dividends

Because PCCU is a co-operative we share a portion of those proceeds with the members who help generate them.  We will pay you 2.25% APY interest on the first $10,000 in your Ultimate Checking account, and 0.50% APY on balances in excess of $10,000, all without a monthly fee. To qualify for these generous dividends you must:

  • Use your PCCU Visa debit card for ten purchases of $20 or more a month
  • Choose estatements
  • Log in to online or mobile banking once a month
  • Have at least one direct deposit a month

Not only will you earn outstanding interest on your Ultimate Checking account, but you get all the features you need from a checking, including a great mobile app that gives you the enhanced security of turning your debit card off and on between purchases, free BillPay, and more.

Ready to make the switch to Ultimate Checking? ClickSwitch will help you make the change without all the hassle you’d normally have of changing direct deposits or redirecting online payments. Call or stop in and see us today, we will help you trade in your ordinary checking for PCCU’s Ultimate Checking! Visit pccu.com/ultimate for more details.