Did you know that PCCU offers home loans? And not just your standard 30 Year Fixed home loans either. We have a variety of home loans to meet members’ needs whether there are challenges with credit or saving a down payment. Here are a number of different options for you, whether you’re a first time home buyer or not:
HomeReady: Have good credit, but not much of a down payment saved? HomeReady may be the loan for you. Creditworthy, low to moderate income borrowers, who may need expanded eligibility guidelines for financing a home.
FHA: Another good loan for those without a large down payment, especially those who also have credit challenges. Would like a minimum down payment, lighter restrictions for source(s) of down payment funds, and more relaxed credit requirements.
VA Loans: To serve the brave men and women in uniform who have served our country, VA loans are a great option; whether you’re a first time home buyer or not. Looking for affordable financing, no down payment requirements, and competitive rates.
USDA Rural Development Loans: These loans feature lots of help for home buyers who prefer to live in a small town or the country.* Would like no down payment and more relaxed credit requirements.
Our Home Loan Expert Amy Clark is ready to help you find the right loan to put you in the perfect home. Email or call her today at 765-960-8618 to make your appointment.
*Not all areas in Wayne County qualify, contact Amy Clark to see if your area does.
PCCU is a proud Equal Opportunity Lender.