- 3 month to 5 year terms available
- Jumbo Share Certificates offered on terms of 9 months and above. The rates on the Jumbo Share Certificate’s are higher than that of the regular share certificates
- Dividends are paid monthly and are calculated from day of deposit to day of withdrawal
- Dependent upon the length of investment you will incur a 30 or 90 day interest penalty on early withdraw. If your share certificate is invested for less than one year you will incur a 30 day interest penalty. If your maturity is for one year or more you will incur a 90 day penalty.
Certificate of Deposit Rates
| Certificate Rates | Minimum Balance Required | Annual Percentage Rate | Annual Percentage Yield |
|---|---|---|---|
| 3 Month CD IRA CD | $1,000.00 $1,000.00 | 1.50% 1.50% | 1.51% 1.51% |
| 6 Month CD IRA CD | $1,000.00 $1,000.00 | 1.75% 1.75% | 1.76% 1.76% |
| 9 Month CD 9 Month Jumbo IRA CD | $1,000.00 $50,000.00 $1,000.00 | 1.75% 1.80% 1.75% | 1.76% 1.81% 1.76% |
| 1 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 1.75% 1.80% 1.75% | 1.76% 1.81% 1.76% |
| Youth CD | $500.00 | 1.80% | 1.81% |
| 15 Month CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 2.25% 2.30% 2.25% | 2.27% 2.32% 2.27% |
| 18 Month CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 2.25% 2.30% 2.25% | 2.27% 2.32% 2.27% |
| 2 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 2.50% 2.55% 2.50% | 2.53% 2.58% 2.53% |
| 3 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 2.50% 2.55% 2.50% | 2.53% 2.58% 2.53% |
| 4 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 2.50% 2.55% 2.50% | 2.53% 2.58% 2.53% |
| 5 Year CD Jumbo CD IRA CD | $500.00 $50,000.00 $500.00 | 2.50% 2.55% 2.50% | 2.53% 2.58% 2.53% |
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.