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CONGRATULATIONS CLASS OF 2024!!! Perfect Circle Credit Union would like to congratulate the Class of 2024.  PCCU has a special offer for you graduates.  Open a new checking account, Ultimate Checking; NextGen Checking; or Xpress Checking, and PCCU will give you $50 when you open the account. Open an account online or by visiting one of our branch locations.  Be sure to use the promo code “GRAD” when you open your account. When you open…

Are you wanting to make those much-needed upgrades to your home, like a new kitchen or bathroom?  Maybe you would like to consolidate your high interest credit card debts?  Maybe you are wanting to take that dream vacation?  Or maybe you want to relax in the backyard with your own swimming pool?  A home equity loan from PCCU is just what you need to make your dream a reality!  For a limited time, take advantage…

Calling All Members!  Mark your calendars and join us on Thursday, May 16th for the Annual Meeting of the PCCU Membership.  We will gather at the Henry County Arts Park Pavilion.  The Park is located at 218 South 15th Street, in New Castle, near the Henry County Public Library. Beginning at 6:00 p.m., we’ll have our business meeting and review the credit union’s standing with the Board of Directors, the Supervisory Committee, and the Management…

Congratulations, Parents!  PCCU’s NextGen Checking is what you have been looking for when starting a checking account for your teenagers or young adults ages 13-25!  Teach your teenagers the responsibility of having their own checking account with our “checkless checking” debit card.  This bank account and debit card gives your teen or young adult the freedom of their own checking account while you can maintain how much your kids can spend, where they can spend,…

One of the best parts of preparing for a summer vacation is planning all the fun activities you’ll participate in. What might seem less enjoyable is figuring out some spending parameters for your getaway. But think of it this way: sticking to a cost limit can help you truly relax on the trip because you know you’ll have less regret when the bills come due. By putting together a budget now, you can prioritize the…

Credit Unions represent what’s best about America, people from different walks of life coming together to help one another improve both their own lives and communities. Where everyone contributes what they can and allowing everyone who participates to benefit in one way or another; in short, a not-for-profit, member owned, and democratically controlled co-operative. Perfect Circle Credit Union is looking for members that want to make a difference in PCCU’s future!  PCCU will be hosting…

In February, PCCU asked our members to “Show Their Love” and collected money for our Hoosier Explorers Field Trip Fund.  Staff in all three offices sold hearts that members could put their names or brief messages on for a donation of $1 or more. Thanks to the generosity of PCCU members and staff, we were able to raise more than $450 in February! This money will be used to send for our local schools for…

Have you “checked” out PCCU’s Xpress Checking!  Xpress Checking offers members the benefit of a checking account without checks or overdraft fees.  Xpress Checking is a “checkless” checking account that comes with a debit card for making purchases.  Plus, you have the ability to pay bills, transfer funds, check your balance, and more through online and mobile banking. Xpress Checking features include: No Overdraft Fees Mobile Wallets through Apple Pay; Samsung Pay; and Google Pay!…

Credit cards are a valuable financial tool for both individuals and businesses–but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total every month, i.e., the minimum amount due. However, it’s important to remember that the minimum is calculated in the best interest of the creditor, which puts you at a disadvantage. Here are some important reasons why…