Save to Win

Save to Win Logo - Save Smart with Save to Win
Save Smart with Save to Win

Looking for a great way to save money? Need more motivation to save money?¬†Want to buy a Share Certificate but don’t have enough for the minimum deposit?

The new Save to Win Share Certificate is the perfect way to level up your saving habit!

It’s a twelve month Share Certificate that combines the low initial deposit of a savings account with the higher interest rate of a share certificate. You can open it with as little as $25, and then add to it as your finances allow. In addition to earning monthly interest on your Share Certificate, adding money to it will earn you chances to win cash prizes in monthly and quarterly drawings, anywhere from $25 to $5,000!

Save to Win is a great way to:
  • Build a savings habit with the drawings as added incentive
  • Save for a down payment on a first home
  • Kickstart your emergency fund to protect against a job loss or sudden illness
  • Change your financial habits
Happy group of multiracial students holding cash behind blank billboard on white background
Features of Save to Win
  • Save to Win is a prize-linked savings product that encourages members to save with chances to win cash prizes
  • This is not a lottery, a sweepstakes nor involves any type of gambling
  • Members never lose their initial investment and whatever they save, plus the interest earned over the term, is theirs to keep no matter the outcome of the drawings
  • Save to Win is a 12-month share certificate account with a minimum opening deposit of $25 and has unlimited deposit capabilities
    • Accounts are limited to one per person
    • Members can take one withdrawal per 12 month term for a $25 fee, an additional withdrawal will close the share certificate
    • The minimum balance requirement is $25
    • Dividends are paid monthly and are calculated from day of deposit to day of withdrawal
    • Account holders receive one entry into both the monthly and quarterly drawings for every $25 in month-over-month balance increase, with a maximum of 10 entries per month, 30 entries per quarter and 120 entries annually ($250 per month/$3,000 annually).
      • Members can save as much as they want in their account, but will only be given the maximum entries allowed for that drawing period
      • PCCU members are eligible to win prizes from three pools
        • The Multi-State Pool that includes all participating CUs across the USA:
          • 175 Monthly Winners of $25
          • 17 Quarterly Winners of $500
          • 10 Quarterly Winners of $1,000
          • 2 Quarterly Winners of $5,000
        • The Indiana Pool that includes members of Indiana CUs:
          • 4 Monthly Winners of $50
          • 4 Quarterly Winners of $500
          • 2 Quarterly Winners of $1,000
        • The PCCU Pool that is exclusive to PCCU Members:
          • 1 Monthly Winner of $250

 

To participate members must:
  • Be at least 18 years old
  • Must be a legal resident of an eligible state, including Indiana, but excluding Ohio (includes: AR, CT, IL, IN, KS, MI, MO, NE, NC, OR, SC, TX, WA, WI)

Save to Win Truth In Savings Disclosure

Save to Win Official Rules

Certificate RatesMinimum Balance Required
Annual Percentage RateAnnual Percentage Yield
Save to Win 1 Year CD$25.000.60%0.60%
Rates are subject to change without notice.
Dividends are paid monthly and calculated from day of deposit to day of withdrawal.