Direct Deposit

To get your Direct Deposit started you’ll need to provide the following information to your depositor:

Depository Name: Perfect Circle Credit Union
Address: 631 East Main Street Hagerstown, IN 47346
Routing/Transit Number: 274973549
Your Account Number: If you’re not sure, give us a call at 800-582-7228 and we’ll assist you.

While you’re setting up your direct deposit it’s a great time to think about dividing your deposit to help save money for that rainy day. You can have us split your direct deposit between your various accounts, so that some goes into your Share Draft (Checking) account and some goes in to your Share (Savings) account. Adding a Christmas Club or Club For Account can be a great way to achieve specific goals. For example, Jane has her payroll deposit split three ways each week. $50 goes in to her Share account for rainy days, $20 goes in to her Club For account titled “Spot” to pay for dog grooming and vet bills, and the remainder goes to her Share Draft to pay bills.