Deposit Insurance


PCCU member accounts are NOT insured by the federal government. We have chosen to insure member accounts with private insurance through American Share Insurance. Here are a few of the reasons why:

  • American Share insures each and every account of an individual member up to $250,000, without limitation as to the number of accounts insured.
  • American Share’s coverage allows credit union members to maintain higher deposits in each of their accounts, meaning they can have all their insured savings at one credit union.
  • American Share-insured credit unions can operate efficiently under their state charter and be more responsive to local member needs.

American Share Insurance Logo

To learn more about American Share Insurance and the superior coverage it provides PCCU’s members visit their website,