Deposit Insurance


By member choice, PCCU is insured privately by American Share Insurance. Here are a few of the reasons why:

  • American Share insures each and every account of an individual member up to $250,000, without limitation as to the number of accounts insured.
  • American Share’s coverage allows credit union members to maintain higher deposits in each of their accounts, meaning they can have all their insured savings at one credit union.
  • American Share-insured credit unions can operate efficiently under their state charter and be more responsive to local member needs.

American Share Insurance Example

Member's AccountsAmount Covered
Regular Share$250,000
Share Draft$250,000
Money Market$250,000
Share Certificate #1$250,000
Share Certificate #2$250,000
Total Insured$1,500,000

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To learn more about American Share Insurance and the superior coverage it provides PCCU’s members visit their website, This institution is not federally insured.