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Auto / Truck / Van Loan Rates
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Primary borrower credit score |
730+ |
729-680 |
679-640 |
639-600 |
≤ 599 |
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Max Advance of MSRP |
120% |
120% |
110% |
105% |
100% |
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Max Advance of NADA value |
110% |
110% |
110% |
100% |
100% |
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NEW VEHICLE |
APR |
APR |
APR |
APR |
APR |
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Max Term |
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84 |
3.96% |
4.26% |
5.11% |
NA |
NA |
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72 |
3.45% |
3.75% |
4.60% |
NA |
NA |
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60 |
2.95% |
3.25% |
4.40% |
5.60% |
21.00% |
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48 |
2.95% |
3.25% |
4.30% |
5.30% |
21.00% |
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36 |
2.85% |
3.15% |
4.00% |
5.20% |
21.00% |
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24 |
2.75% |
3.05% |
3.85% |
5.10% |
21.00% |
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USED VEHICLE |
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Max Term |
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72 |
4.45% |
4.90% |
6.00% |
NA |
NA |
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60 |
2.95% |
3.60% |
4.30% |
6.40% |
21.00% |
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48 |
2.95% |
3.60% |
4.20% |
6.20% |
21.00% |
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36 |
2.95% |
3.55% |
4.00% |
6.10% |
21.00% |
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24 |
2.95% |
3.50% |
3.80% |
6.00% |
21.00% |
Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additonal .10% DISCOUNT off your approved Auto Loan rate!
Pricing is based on your beacon score, and term of loan. Rates are subject to change.
To learn more about your credit score go to www.equifax.com or call your local PCCU branch.
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Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additonal .10% DISCOUNT off your approved Auto Loan rate!
Pricing is based on your beacon score, and term of loan. Rates are subject to change.
To learn more about your credit score go to www.equifax.com or call your local PCCU branch.
Sample Payment:
If you borrow $10,000 at 4.75% APR for 48 months you will make 48 payments of $229.15. You will pay $999.20 in interest over the life of the loan. Your total payback amount will be $10,999.20. |
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Mortgage Rates
The following content was aggregated from the page located at: mortgage.purdueefcu.com. Rates are updated daily.
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Personal Loan Rates
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Tier A+ |
Tier A |
Tier B |
Tier C |
Tier D |
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Primary borrower credit score |
730+ |
729-680 |
679-640 |
639-600 |
≤ 599 |
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APR |
APR |
APR |
APR |
APR |
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1-36 months |
7.50% |
7.75% |
9.25% |
15.35% |
21.00% |
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37-60 months |
7.75% |
8.05% |
9.55% |
15.65% |
21.00% |
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Sample Payment:
If you borrow $10,000 at 9.00% APR for 48 months you will make 48 payments of $248.83. You will pay $1,943.84 in interest over the life of the loan. Your total payback amount will be $11,943.84. |
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Misc Secured Loan Rates
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Tier A+ |
Tier A |
Tier B |
Tier C |
Tier D |
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Primary borrower credit score |
730+ |
729-680 |
679-640 |
639-600 |
≤ 599 |
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APR |
APR |
APR |
APR |
APR |
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See loan matrix for max term |
6.00% |
6.60% |
7.00% |
10.00% |
21.00% |
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Sample Payment:
If you borrow $10,000 at 6.00% APR for 48 months you will make 48 payments of $234.83. You will pay $1,271.84 in interest over the life of the loan. Your total payback amount will be $11,271.84. |
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Home Equity-Closed-End Fixed Rates
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Tier A+ |
Tier A |
Tier B |
Tier C |
Tier D |
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Primary borrower credit score |
730+ |
729-680 |
679-640 |
639-600 |
≤599 |
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APR |
APR |
APR |
APR |
APR |
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See Policy for Max Term |
4.24% |
4.44% |
4.64% |
5.94% |
7.94% |
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Sample Payment:
If you borrow $10,000 at 6.00% APR for 48 months you will make 48 payments of $234.83. You will pay $1,271.84 in interest over the life of the loan. Your total payback amount will be $11,271.84. |
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Certificate of Deposit Rates
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Certificate Rates |
Minimum Balance
Required |
Annual
Percentage Rate |
Annual
Percentage Yield |
3 Month CD
IRA CD |
$1,000.00
$1,000.00 |
0.15%
0.15% |
0.15%
0.15% |
6 Month CD
IRA CD |
$1,000.00
$1,000.00 |
0.25%
0.25% |
0.25%
0.25% |
9 Month CD
IRA CD |
$1,000.00
$50,000.00
$1,000.00 |
0.35%
0.45%
0.35% |
0.35%
0.45%
0.35% |
1 Year CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
0.40%
0.50%
0.40% |
0.40%
0.50%
0.40% |
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SuperSaver CD |
$500.00 |
0.50% |
0.50% |
15 Month CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
0.45%
0.55%
0.45% |
0.45%
0.55%
0.45% |
18 Month CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
0.50%
0.60%
0.50% |
0.50%
0.60%
0.50% |
2 Year CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
0.55%
0.65%
0.55% |
0.55%
0.65%
0.55% |
22 MonthCD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
1.10%
1.20%
1.10% |
1.11%
1.21%
1.11% |
3 Year CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
0.85%
0.95%
0.85% |
0.85%
0.95%
0.85% |
4 Year CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
1.10%
1.20%
1.10% |
1.11%
1.21%
1.11% |
5 Year CD
Jumbo CD
IRA CD |
$500.00
$50,000.00
$500.00 |
1.30%
1.40%
1.30% |
1.31%
1.41%
1.31% |
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Traditional / Roth Club IRA Rates
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Traditional / Roth Club IRA Rates |
Annual
Percentage Rate |
Annual
Percentage Yield |
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IRA's |
.50% |
.50% |
Dividends are paid quarterly and calculated from day of deposit to day of withdrawal.
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Dividends are paid quarterly and calculated from day of deposit to day of withdrawal. |
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Diamond Money Market Account Rates
Diamond Money
Market Accounts |
Min. Balance Required |
Annual
Percentage Rate |
Annual
Percentage Yield |
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Tier 1 |
$25,000.00> |
.75% |
.75% |
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Tier 2 |
$10,000 -
$24,999.99 |
.60% |
.60% |
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Tier 3 |
$2,500.00 -
$9,999.99 |
.50% |
.50% |
*If your Diamond Money Market Account falls below the minimum $2,500 balance, you will be assessed a $20 fee; and no interest will be paid for each month that the account balance remains below the minimum. Rates subject to change without notice.
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*If your Diamond Money Market Account falls below the minimum $2,500 balance, you will be assessed a $20 fee; and no interest will be paid for each month that the account balance remains below the minimum. |
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Share, Draft, and Club Rates
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Diamond Savings |
Annual Percentage Rate |
Annual Percentage Yield |
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$7,500 |
.75% |
.75% |
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Regular Shares |
Annual Percentage Rate |
Annual Percentage Yield |
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Tier 1: $1,000.00> |
0.25% |
0.25% |
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Tier 2: $500.00 - $999.99 |
0.10% |
0.10% |
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Tier 3: $100.00 - $499.99 |
0.05% |
0.05% |
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Tier 4: $.01 - $99.99 |
0.00% |
0.00% |
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Dividends are paid quarterly and calculated from day of deposit to day of withdrawal. |
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Club For (Misc. Future Expenses) Accounts |
0.05% |
0.05% |
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Vacation Club |
0.05% |
0.05% |
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Christmas Club (paid 10/31/11) |
0.05% |
0.05% |
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Youth Club |
0.10% |
0.10% |
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Share Drafts |
Annual Percentage Rate |
Annual Percentage Yield |
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Tier 1: $500> |
0.10% |
0.10% |
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Tier 2: $.01 - $499.99 |
0.00% |
0.00% |
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Dividends are paid quarterly and calculated from day of deposit to day of withdrawal.
** Declared and paid at maturity 10/31
*If your Diamond Savings Account falls below the minimum balance, you will be assessed a $10 fee for each month that the account balance remains below the minimum and no interest will be paid.
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Visa Card Rates
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